Expert guidance to protect your financial health
Mitigating risk is a critical part of financial planning, which is why it’s so important to ensure you have the right insurance coverage to protect you and your family in the event of any unforeseen circumstances.
Whether it’s life, accident or disability insurance, we’ll work with you to calculate the specific coverage you’ll need to get the best possible protection. We’ll run through various scenarios to help you understand where risks exist and ensure you’re covered for any eventuality.
We provide insurance advising as part of our financial planning services, which means you’ll work with a trusted partner that understands your financial objectives and can provide strategic insurance advice that aligns with your financial goals.
How it works
Our insurance advising services are designed to help provide peace of mind for our clients. They help mitigate risk and ensure your wealth is protected over the long term.
As independent insurance agents, we’ll work to get you the best rates and products to meet your needs. Here’s how our process works:
Set up an insurance analysis and assessment
We’ll review your experience with insurance products, existing coverage plans, identify areas of risk and assess your risk tolerance. We’ll also look at your cash flow to determine the best coverage options for you.
Calculate your coverage needs
People tend to overestimate or underestimate the amount of insurance coverage they need in order to be properly protected. Using real numbers, we’ll calculate exactly what type of insurance you’ll require as well as the timeframe the coverage is needed.
Source the best coverage options
As an independent insurance broker, we’ll get quotes from various insurance carriers covering a variety of products to get you the best insurance coverage for your needs at a competitive rate.
Monitor, review and optimize
As part of our financial planning review, we’ll assess your insurance products to ensure they’re still fit for purpose. We’ll look at whether we need to increase or decrease your courage or add supplementary policies. We can even reapply for a new policy to meet your changing needs.